The 2008 ATM Business Owner Guidebook

Learn from an experienced and successful ATM Business Owner!


The 2008 ATM Business Guidebook will teach you how ATM Machines work and  How to profitably own ATM machines!


Interested in making money with an ATM machine? Don't want to spend $5000 on a machine and get ripped off? You need this information. You will learn all the facts and inside knowledge of the ATM Cash Business. Thousands of people own ATM machines privately and are making a mint. Thousands more have bought the machine and are getting ripped off! The ATM insiders absolutely, positively do not want you to have this information.

I have spent several years installing, maintaining and owning ATM machines. Yes, they can make a lot of money. But be careful!!! Most ATM salesmen are worse than a used car salesman. They will tell you >anything< to get you to buy the machine. "FREE MACHINE", "FREE MONEY" and on and on. More often than not, it is the SALESMAN who is making the money, not you. They always get paid. You might end up in a long term lease, long term contract or with an expensive machine that is obsolete. Take a few minutes and benefit from my knowledge. I am not the biggest expert or have 50 years experience, but I sure have learned alot of expensive mistakes. And believe me, I have seen some customers get completely ripped off. By that time it is usually too late!

What you will learn:
- Learn the money trail
- Who are the processors? First and second level
- Where do the fees go?
- What is surcharge and who keeps the money?
- What machines are reliable?
- What machines give the best value for the price?
- How does TRIPLE DES work? Does it matter ??
- What kind of safe is needed?
- Insurance ? on the machine? on the money?
- Should I buy a used machine? why or why not?
- Is leasing a good deal?
- Who should fill the machine?
- How much should the transaction fee be?
- What is a reasonable rate of return? Payback period?
- What if the machine gets stolen?
- What is I get Regulation E complaints?
   Should I pay the complaint?
- What if we get sued? 
- How can I calculate my rate of return? 

CHOOSE CD-ROM or software delivery through email:

1.    2007 ATM Business Owner Guidebook

  Chapter 1: Used Machines vs. new machines
  Chapter 2: TRIPLE DES Encryption
  Chapter 3: Realistic Monthly Volume
  Chapter 4: The Money Trail
  Chapter 5: New Machines
  Chapter 6: Cash replenishment
  Chapter 7: Various ATM Surcharge & Ownership arrangements
  Chapter 8: Type of Safes
  Chapter 9: ATM Crime
  Chapter 10: ATM insurance
  Chapter 11: Armed Cash Courier & Armored Guards
  Chapter 12: Phone Lines
  Chapter 13: ATM installation
  Chapter 14: Borrowing Replenishment Cash
  Chapter 15: Customer Complaints
  Chapter 16: Scrip Machines (Cashless ATMs)              
  Chapter 17: Contracts to be signed
  Chapter 18: ATM Kiosks
  Chapter 19: Where to find more information
  Chapter 20: Some ATM facts
  Chapter 21: ATM Record Keeping
  Chapter 22: Surcharge payments
  Chapter 23: How to start, Finding Locations and 
                              the First Six Questions you will be asked
  Chapter 24: ADA and implications for ATM machines
  Chapter 25: Business Licenses and Structure
  Chapter 26: Regulatory Issues
  Chapter 27:  ATM Security and Lawsuits for ATM crimes
  Chapter 28: Fee Disclosures
  Chapter 29: How to keep your machine operating reliably
  Chapter 30: How to increase ATM traffic  
  Chapter 31: Marketing materials  
  Chapter 32: Example Forms
  Chapter 33: Outdoor locations
  Chapter 34: ATM Prices
  Chapter 35: Organizing Your Business
  Chapter 36: Training Video - How to Setup and Program your First Machine
  Chapter 37: The 15 STEPS TO STARTING YOUR ATM BUSINESS
  Chapter 38: How to Locate or Place an ATM Machine
  Chapter 39: Transaction Monitoring of Your ATM
  Chapter 40: Linesharing devices: how to reduce telephone costs
  Chapter 41: Transaction Reversals
  Chapter 42: ATM Maintenance
  Chapter 43: Franchises
  Chapter 44: Mobile ATMs
  Chapter 45: Reader Questions
  Chapter 46: ATM Supplies

2.    Real life case study: (30) site opportunity

3.    Real life case study - Scrip Machine Purchase

4.   How to load Master Keys - the hardest part of installing an ATM

5.   Triple DES Compliance letter sent from Processor (April 2002)

6.   List of Processors

7.   List of ATM Manufacturers

8.  Congressional Report on ATM Machines (pdf format)

9.  Regulation E (entire law concerning electronic fund transfers in pdf format)